With a Members Credit Union Line of Credit, you have access to exactly the money you need, and can access it in a hurry.  You can take a draw, up to your approved limit, from a teller at the branch, OR you can transfer funds online from your line of credit to your checking or savings.  Like we said, it's convenient.

And, since it's a line of credit, you only pay interest on the amount you've actually used.  So, if your approved limit is $1,500, but you've only used $500 of it, you pay interest on just the $500.  Your outstanding balance will appear on your monthly statement, along with your low monthly payment

Our Line of Credit is an unsecured loan, so instead of borrowing against collateral of some sort, you're just borrowing against your good name and your ability to pay it back.