Rates

Dividend rates are subject to change at any time without notice. Some deposit accounts may have a penalty for early withdrawal. See the Truth-in-Savings disclosure for additional details. You must maintain the disclosed minimum average daily balance in your account during the dividend period for that account to obtain the disclosed Annual Percentage Yield (APY).

Rates Effective Date:  April 27, 2017

Consumer Deposit Rates

Name
Balance
Rate
% APY
Compounding/Posted
Savings
$250-$9,999
0.15%
0.15%
Quarterly/Quarterly
$10,000+
0.15%
0.15%
Quarterly/Quarterly
Special Savings
$500 & Over
0.25%
0.25%
Quarterly/Quarterly
IRA/Roth/Education Savings
$.01 & Over
0.75%
0.75%
Quarterly/Quarterly
Dollar Dog Kids Club
$.01-9,999
0.15%
0.15%
Quarterly/Quarterly
$10,000-24,999
0.15%
0.15%
Quarterly/Quarterly
$25,000+
0.15%
0.15%
Quarterly/Quarterly
Christmas Club
$20 & Over
0.15%
0.15%
Quarterly/Quarterly
Interest Checking
up to $25,000
0.50%
0.50%
Monthly/Monthly
$25,000+
0.15%
0.15%
Monthly/Monthly
Premier Checking
$1,500 & Over
0.25%
0.25%
Monthly/Monthly
Money Market
$0-2,500
 0.00%
 0.00%
Monthly/Monthly
$2,500-9,999
0.15%
0.15%
Monthly/Monthly
$10,000-24,999
0.15%
0.15%
Monthly/Monthly
$25,000-49,999
0.15%
0.15%
Monthly/Monthly
$50,000-99,999
0.15%
0.15%
Monthly/Monthly
>$100,000
0.15%
0.15%
Monthly/Monthly
6-month CD Rate
$1,000+
0.30%
0.30%
Monthly/Monthly
1-year CD Rate
$1,000+
0.35%
0.35%
Monthly/Monthly
18-month CD Rate
$1,000+
0.40%
0.40%
Monthly/Monthly
2-year CD Rate
$1,000+
0.50%
0.50%
Monthly/Monthly
3-year CD Rate
$1,000+
0.55%
0.55%
Monthly/Monthly
5-year CD Rate
$1,000+
0.60%
0.60%
Monthly/Monthly

Business Deposit Rates

Name
Balance
Rate
% APY
Compounding/Posted
Business Savings
$500-9,999
0.10%
0.10%
Quarterly/Quarterly
$10,000-24,999
0.10%
0.10%
Quarterly/Quarterly
$25,000+
0.10%
0.10%
Quarterly/Quarterly
Business Checking
$0-2,500
 0.00%
 0.00%
Monthly/Monthly
$2,501-9,999
0.10%
0.10%
Monthly/Monthly
$10,000-24,999
0.10%
0.10%
Monthly/Monthly
$25,000-49,999
0.10%
0.10%
Monthly/Monthly
> $50,000
0.10%
0.10%
Monthly/Monthly
Unlimited Business Checking
$0-2,500
 0.00%
 0.00%
Monthly/Monthly
$2,501-9,999
0.10%
0.10%
Monthly/Monthly
$10,000-24,999
0.10%
0.10%
Monthly/Monthly
$25,000-49,999
0.10%
0.10%
Monthly/Monthly
> $50,000
0.10%
0.10%
Monthly/Monthly
6-month CD Rate
0.50%
0.50%
Monthly/Monthly
1-year CD Rate
0.50%
0.50%
Monthly/Monthly
2-year CD Rate
0.50%
0.50%
Monthly/Monthly

Health Savings Accounts Rates

Balance
Rate
% APY
$25-499
1%
1%
$500-2,499
1%
1%
$2,500-4,999
1.24%
1.25%
$5,000-14,999
1.24%
1.25%
> $15,000
1.49%
1.49%

*For CD Renewals, MCU must be contacted to obtain stated rates.

Loan Rates

Type
Term
Rate
mx
Autos, Boats, RVs & Travel Trailers
2 Years or Less
As low as 2.75%
Autos, Boats, RVs & Travel Trailers
3 Years or 36 Months
As low as 3%
Autos, Boats, RVs & Travel Trailers
4 Years or 48 Months
As low as 3%
Autos, Boats, RVs & Travel Trailers
5 Years or 60 Months
As low as 3%
Autos, Boats, RVs & Travel Trailers
6 Years or 72 Months
As low as 3.25%
Boats, RVs & Travel Trailers
7 Years Maximum
As low as 5.99%
Signature Loans
Up to 3 Years
As low as 7.24%
Up to $25,000
Signature Loans
4 Years
As low as 8.99%
Up to $25,000
Miscellaneous Collateral
Less than 60 Months
As low as 7.24%
Up to determined value
Miscellaneous Collateral
60 Months to 84 Months
As low as 8.99%
Up to determined value
Share Secured
12 Months or Less
2% above APY of Share Account
CD Secured
Term of CD
2% above APY of CD
Classic MasterCard®
Revolving
13.25%
Up to $15,000
Gold MasterCard®
Revolving
9.9%
Up to $25,000
Term/One Time Cash Pay
2% above appropriate APR for 60 mo term
6 month maximum
Home Equity
Up to 15 Years
Call for current rate
80% value minus liens
Mortgage Loans
30 Years
Call for current rate